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Baby Boomers Collect 265% of Their Social Security Contributions

The Boomer Burden: How Social Security's Math Distorts America's Future A recent analysis from the Committee for a Responsible Federal Budget has reignited debate about the fairness of Social Security benefits to baby boomers and millennials.

Americans retiring this decade will collect approximately 265% of what they and their employers paid in taxes, with median wage retirees netting around $730,000 in lifetime benefits on combined contributions of less than $200,000.

The issue isn't one of boomer greed or millennial entitlement but rather a result of Social Security's fundamental design flaws.

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